Counting cards how to escape detection

It is not a secret for anyone that casinos do not like blackjack counters and frequently ask them to leave or to play another game. Here, we will describe how casino management detects counters and how to act when caught. We also describe the countermeasures that casinos use against skilled players but most of all we show you how to count cards while not getting caught.

Do Casinos Object?

Most casinos have strict policies that ban any player from counting cards when playing blackjack, but some like those in New Jersey do not pay any attention to such players.

How Do You Know Whether A Casino Minds?

You do not. But you had better act as if they all do and thus save yourself the embarressment of being shoved out if they do mind and if they catch you red-handed.

How to Count Without Getting Detected?

Always keep in mind that since card counting is something that one does silently, the only method to detect it is through observing you and the manner you play. Thus, look out for the following:

1) Do not stare at the cards of other players. Glance once, count, and then move on.

2) Do not stare at the cards that have been discarded. Look quickly and then slowly move away by shifting your gaze nonchalantly from player to player.

3) Change your pattern of betting occassionaly.

4) Change the amount of betting money each round.

5) Even though you know it, loose a round or two. Do not bet big on those rounds. But likewise do not bet too small too. If the casino notices that you are always winning big and losing small, they might get suspicious.

6) Buy chips of different colours and then mix them around while playing to confuse the dealer.

7) Talk to the other players while playing, but this is especially difficult so practice this at home before trying it at a casino.

8) Pick your seat carefully: either the first chair or the third one so that you won't have to twist your head around as the cards are dealt.

9) Dress casually because smart and elegant clothes cause the dealers to think you are intelligent and they might watch you more closely.

10) Order an alcoholic drink and pretend to sip it because they are looking for those non-drinkers who are staying sober to count the cards.

The common denominator of all these is that you must never forget that the casino si watching you and how you play. Act accordingly!

Supposing that the Casino Catches On, What Should you Do?

Stay calm if the casino catches you counting cards and abide by their wishes quietely. Do not make a fuss. If they ask you to leave, do so. The faster you leave, the easier it will be for you to return later. Remember that if you make a fuss, they will all remember you, so desist from any unfriendly behaviour. Note that after shifts change, the new personnel won't know you so all you have to do is wait for that and then you can start playing again. You could also just enter the next casino and start earning money there instead of risking casino personnel from recognizing you.

Forums... what they are and why they re essential for anyone considering an online business

Well... first off, let's define exactly what a Forum is so that you'll be able to relate to what I'm about to explain within this article.

The simple definition of a Forum is... it's a online community with a open discussion that allows you to 'Post' questions or queries related to a specific topic.

You can find Forums online related to any topic under the sun, so it doesn't matter what the question is that you might have because there's a Forum out there with hundreds, if not, thousands of members ready and willing to give you helpful Tips and Advice to the questions you have making your life and decision making that much easier.

I can't stress this enough, especially if you're New to Internet and the Internet marketing scene.

Now, for the last segment of this article on want to focus on WHY forums are essential for Anyone who is considering starting an online business.

Well, the main reason is this... Forums are a great way to research your market you are considering developing a Product or Service for.

Why, you ask?

Simply because this is where people go to post there questions about a certain problem they're dealing with and the 'Rule Of Thumb' is... when creating a Product or Service (no matter what kind of product or service it is) make sure it solves a -- Problem.

This is the KEY ingredient to the success of your Product or Service.

Seriously, take a look at all the Posts from the members and note which ones share the most common threads.

If you see alot of common treads, that means there's potential for a Product or Service to be developed.

By doing this simple task it will save you Time and more importantly... MONEY, because who would spend the Time and Money researching and developing a Product or Service if there was NO demand for it. Right?

You see how this works.

It Pays to do a little research.

And Research is the KEY ingredient for a successful Product or Service and Forums are simply a great place to get started, especially for anyone considering starting an online business.

Now, with that said, what you need to do now is figure out what you would ENJOY doing as a online business and draft up a business plan from there.

This is a VERY important step.

Then, go to your favorite search engine and search out a few forums within the area of business your interests lie and become a member.

Take notice to the main topics and write them down on a notepad so you can look over them later to see if there's any potential.(Remember, the most common threads)

It's that simple.

I truly hope this article helped you and opened up your mind up to the endless possibilities that await you online, no matter what business your considering.

We all need Answers and Forums are simply the BEST place to get them answered.

Thyme the herb of courage

Garden thyme, fresh or dried, alone or combined with parsley and bay leaves to make a bouquet garni, adds a distinctive aromatic flavouring to meats, poultry, stews, sauces, and stuffing. Thymus vulgaris, commonly known as cooking thyme, English thyme, French thyme, or winter thyme is just one of the 350 species of the genus Thymus. Often called the ‘herb of courage,’ garden thyme can be grown indoors or out. Thyme is a shrubby perennial with small, oval, narrow, grey-green leaves, long, woody, branched stems, and sturdy roots. This plant blooms in mid-summer and has lavender-pink flowers that occur in small clusters. The flowers attract bees and the honey produced is highly valued. The leaves are very aromatic. Leaves, stems, and flowers may all be eaten.

Garden thyme grows 6 – 20 inches (15 – 50 cm) tall, prefers light, well-drained soil, and full sun. Allow soil to dry between waterings, as this plant is susceptible to root rot and will not survive long in heavy wet soils. Thyme can be propagated by stem cuttings, seeds, and layering.

Pot outdoor plants for bringing indoors in the fall. Check for insects and spray with a soap and water spray if required. Indoor plants require at least 5 hours of strong sunlight a day. If placed on a windowsill, turn plants frequently to ensure all sides receive equal exposure to the light. If growing under fluorescents, hang lights 6 inches (15 cm) above the plants and leave on for 14 hours a day.

In the garden, plant thyme anywhere as it deters cabbageworm and accents the aromatic qualities of other plants and herbs. In the kitchen, thyme is often used in sausage and other fatty foods such as lamb, pork, duck, or goose as it aids in the digestive process. Generally speaking, in the kitchen, dried thyme is used, as it is preferred for cooking. This herb enhances the flavour of tomato sauces, casseroles, soup, spaghetti sauce, eggs, potatoes, fish, green vegetables, chowders, seafood of all kinds, breads, roasted meats, marinades for meats, plain rice, and tea.

Thyme is especially good in recipes that call for long, slow cooking as it is one of the few herbs that does not lose flavour in cooking, so can be added early. Sprigs can be placed in the water of steamed or boiled vegetables, or used to make thyme-scented vinegar or oil. Fresh leaves and flowers can be used in tossed green salads, and use the leaves, fresh or dried, for butter and cooking oil. Strip the leaves from stems when using fresh. Chopped fresh leaves are much more pungent than dried so use sparingly if substituting for dried in a recipe. The dried flowers and/or leaves are often combined with rosemary and spearmint to make an aromatic tea said to be useful for calming the nerves and soothing headaches.

Thyme can be preserved by freezing or drying. To dry, lay the stems of thyme flat or hang them in bunches in a shady, dry location. Strip the dry leaves from the stems and store in an airtight container. To freeze, lie on a cookie pan, freeze, store in airtight freezer bags, and use as required.

Bouquet Garni

2 sprigs parsley

1 sprig thyme

Tie together with white string, immerse in cooking liquid, and remove before serving.

Bouquet garni are flavouring agents composed of herbs tied together and immersed in liquids, early in the process of cooking to enhance the flavour of dishes such as soups, stews, and some vegetables. You can make bouquet garni ahead-of-time and preserve their flavour by tying in bundles, place in plastic bags, label and date them, and freeze for later use.

Work from home business opportunities - tips for choosing the right one

Wading through all of the work from home business opportunities that exist today can seem like a daunting task for sure. There are many different ways to make money from home, but not all home base businesses are created equal. In this brief article, I’ll give you some tips for choosing the best home business opportunity and hopefully by the time you’re done reading it, you’ll have a better idea of exactly what to look for.

Before choosing a work at home business opportunity, you first need to decide what you’re looking for. Do you want a business that is totally Internet based? Do you want to have personal contact with people? Are you searching for something that allows you to work your own hours? How much startup capital do you have to devote to your new home base business idea?

These are all important questions that you must answer before making a decision on which home based business to start...

Once you’ve nailed these points down, you should begin evaluating different home business opportunity ideas based on the information you have. Obviously, you want to choose a business that will provide you with high earnings potential. Also, you should take risk into consideration. What is your potential risk for loss if you start a business and then end up failing? No one likes to think about this when they’re excited about becoming self-employed, but it’s something that is important to take into account.

Hopefully this short article has given you some good tips on how to choose the best work from home business opportunity. No one business is right for everyone, and each business has it’s pros and cons. Now it’s up to you to do the research and make the best decision for your particular situation.

Loans uk loans to suit every pocket

Human desires are unlimited but the finance that one acquires always seems to be scarce. Thanks to the diversity of loans available in the UK finance market which helps in fulfilling the desires and dreams of millions of the UK residents.

UK loan market at present is swamped with infinite number of loan options. Different loans have been designed keeping in mind the diverse needs and expectations of people in the UK. If you are an individual looking for a loan to buy a car, a personal loan can be a perfect option for you. Now, here also lenders can offer you the option to go for a secured or an unsecured loan. Does these words sound new to you? Let me explain it to you.

A secured personal loan is a secured loan offered to meet personal needs of the UK residents. To avail this loan a borrower needs to put collateral against the loan. Your car, home or even a saving bank account can work as collateral. Secured loan helps borrowers in making the best use of the equity stored in his or her property that helps him in borrowing a larger amount of loan and that too for a longer loan term.

Unsecured personal loan UK does not require a borrower to put any collateral against the loan. Tenants who do not own a home can enjoy the benefits of unsecured loans. Not only tenants, homeowners who do not want to keep their property at risk can also apply for an unsecured loan.

Personal loans UK were introduced to serve personal purpose of the borrower. Personal loans are classified as secured and unsecured loan on the basis of security attached to the loan. They can also be classified on the basis of usage - Business loan, home improvement loan, debt consolidation loan, car loans, holiday loan, wedding loan and many more.

Different personal loans serve different needs. A business loan can be the perfect solution for an entrepreneur who needs funds to expand his business. An individual who is caught in the midst of debt trap can take a debt consolidation loan, to reduce the debt burden and become debt free in the future by paying the existing debts. A debt consolidation loan can also be used to improve the credit score and enjoy the benefits of loans arranged at low APR in future.

Other loans offered by the lenders in the UK are - Payday loans are available to provide instant cash to the borrowers until the next paycheque arrives. Bridging loans can be used to fill in the cash shortfall existing in a property transaction and many more. Each loan has different features; you can find the loan you are looking for from the vast number of loans offered by lenders.

The loan service is not confined to a group of people. Lenders in the UK aim to cater to the needs of each and every individual. A good score will help you get a loan at better loan terms. Even if you have a bad credit score there is nothing to worry. There are lenders in the UK who can arrange loan for you and that too at a lower rate of interest.

Only a few years’ back traditional lenders ruled the UK loan market. The loan process was lengthy and full of hassles. Borrowers had to wait for months to find whether they will be getting the loan or not. A borrower had to approach each lender personally and submit his or her loan application form.

The entry of online lenders has revolutionized the whole loan market in the UK. Now, a borrower can access infinite number of lenders at one time without even moving from one place to another. What you need to have is a computer equipped with Internet, that’s it.

Applying for loan online is easy, fast and convenient. The online phenomenon aims to save your precious time as well as invaluable money. You can browse through various lending websites and can apply for the loan by filling up the online loan application form that hardly takes 2 to 5 minutes. Most of the lenders provide you with the loan decision within 24 hours. You can also apply for a loan quote that are offered for free or for nominal fees by majority of the lenders. Gathering loan quotes from various lenders and comparing them will help you find the best loan option and lender.

If you dare to dream, lenders in the UK can help you fulfill your dreams with the loans UK. Growing desires among the lenders in the UK has given rise to the increasing number of loan options in the UK. Whatever may be the need, just a little bit of research will help you get the loan of your choice.

Using templates on your website

Templates for Websites

Templates define a website layout and can also define fonts, colors, images, and many other features of a webpage. Using a pre-made template is usually a lot easier than designing a website from scratch. Website templates range from free to custom made.

Problems with Free Templates

One of the problems of using free templates is that your website won’t be unique. There could be hundreds of other webmasters using that same template. Think about it, if you come across a free template that you think looks pretty cool chances are that so did many others.

Another problem with free templates are that they usually come with many restrictions. One requirement they free templates usually have is that you have to link back to the website that you got it from. If you are trying to build your page rank you may not want to give away a link. Another problem can be that you will not be permitted to use the free template on a commercial website.

Inexpensive Templates

For the most part when you pay for a template you will be getting a better quality. Large sites that sell templates hire designers to create professional templates, and then they have the right to resell the template as many times as they wish, this in effect lowers the price. Designers love this arraignment as they don’t have to deal with customers, and it’s good for the customer too as they get a lower price. For new websites on a shoe string budget a low price is usually a determining factor.

One thing to keep in mind though, larger websites sell a lot of templates and you don’t want your website looking like your competitors. So be sure to choose a template that you haven’t seen around before and maybe even edit it some to make it unique.

What About Exclusive Templates?

Many websites have begun selling exclusive templates, templates that are only sold once and then removed from their website. You will end up with a unique template that is exclusive to your website although you may end up paying more that you would have paid than just hiring a designer.

If you hire a professional designer you will be able to specify exactly what you want, choose your colors, images, fonts, etc. There are obviously many choices you can make when it comes to selecting a website template, once you figure out your budget you should be able to choose the template that is right for you.

Who wants low mortgage rates

Who doesn’t want low mortgage rates? A low mortgage rate means spending on monthly payments during the course of a mortgage. A low mortgage rate can save homebuyers like you several thousands of dollars. A low mortgage rate means having more funds to spend on investments that might prove profitable.

Despite the reported increase of previously low mortgage rates, rates today are still low enough to consider a mortgage refinance for your home. The Internet provides you with the perfect portal to start applying for those low mortgage rates. Below is a list of websites where you can apply for low mortgage rates.

Low Mortgage Rates at Interest. com

Interest. com offers you an opportunity to compare rates of several lending companies in your state so you can have a better chance at getting a low mortgage rate. For instance, you want to apply for a low mortgage rate on a 30-year fixed rate refinance mortgage in Georgia. The amount you wish to borrow is $100,000 with no discount points and a standard loan type. After clicking on the search button, the page will display the low mortgage rates of several lending companies in Georgia, including Sterling Home Mortgage Corporation whose low mortgage rate is 5.375%. There are several other lending companies that offer low mortgage rates and all you have to do is choose the one offering the lowest rate.

The Low Mortgage Rates of MortgageRatesUSA. com

Mortgage Rates USA is yet another company that offers choices and options for costumers who are on the look out for low mortgage rates. Their online low mortgage rate quote request is free and secure. The information you provide so the website could generate your low mortgage rate quote request is only shared with the lender and not with any third party.

The Low Mortgage Rates of ELoan. com

E-Loan is one of the top lending companies offering low mortgage rates. The reason for their low mortgage rates is that they do not charge you with any lender fees or any other hidden costs which is the main culprit to an increased mortgage rate. For example, a 5-year adjustable rate mortgage with E-Loan has a low mortgage rate of 4.625% and an APR of 5.078%.

How to take advantage of low mortgage rates

Refinancing is something that all homebuyer should consider when the market offers low mortgage rates. When you refinance, you take advantage of low mortgage rates by paying off your first mortgage with a new mortgage with low mortgage rates. This move can help you lower down your monthly payments and save on your overall interest bill.

For example, you have a year into a $150,000 loan for 30 years. The interest rate is 8.5 per cent and fixed for the duration of the loan period. You can refinance your first loan with a new 30-year loan with a low mortgage rate of 7 per cent. By doing this, you can cut down on your monthly payment by $155 to $998. The low mortgage rate of the new loan can also help you reduce your overall interest bill by $42,200 to $223,000.

Tools for your weight loss arsenal

Elliptical machines, treadmills, stationary bikes, dumbbell sets, exercise videos, jump ropes, and home exercise multi-purpose machines.

Tools are something we use to help us get a job done more easily. A good weight loss tool is one that encourages a healthy lifestyle and permanent weight loss.

•Home exercise equipment is a fantastic way to speed up your weight loss results and feel great!

•Home exercise equipment and be used in conjunction with your healthy weight loss plan.

•Losing weight is simply a matter of burning more calories than you consume - home exercise equipment is a great way to increase the amount of calories you burn while improving your overall health and fitness.

•A quality piece of home exercise will give you years of satisfaction and enjoyment.

•Busy lifestyles increase the need for home fitness equipment by allowing you to exercise on your schedule.

Here are some ideas to help you narrow down your choices and find the right piece of equipment for your particular needs.

•What type of equipment do you have room for?

•Are you interested more in cardiovascular exercise or resistance exercise?

•Choose a quality exercise machine from a reputable dealer and remember that purchasing online is a great way to save money.

•Online home exercise equipment dealers will assist you in finding the right piece of equipment for your specific needs.

•You will not be satisfied with a low quality piece of exercise equipment! Your body is too important to risk injury with a poorly designed piece of equipment.

Choose your exercise equipment wisely and you will enjoy improved health and ideal weight for years to come! Remember - It is much easier to make exercise a part of your daily ritual when you have exercise equipment in your home. You can always fit exercise into your schedule when you have the right equipment!

Enjoy trading and enjoy life

I speak to traders that spend every waking hour focused on trading. While this may be fine for some it is not for me, I know this because I used to be that guy. I originally became interested in trading because I dreamed of being rich and having the time to do what ever I wanted. I have a compulsive nature to begin with and I hunger for knowledge. This combination led me to work constantly, to learn more about trading. I maintained a full time job and studied trading strategy at night, often until midnight only to get up the next day at 4:30 A. M. to go to work. Studying the markets were a 7 day a week thing for me. This went on for a couple of years.

From time to time I would personally meet other traders and met some through the net. Over time I noticed that some traders did not obsess over trading the way I did. Most did but a handful did not. I thought that one day if I worked hard enough I would be like them. Then one day I met a man that changed my thinking. Through our discussions about trading I realized that he started about the same time as myself. He did not have as much experience as I had and it was apparent that his knowledge of the markets was not as extensive as myself.

The curious thing was that he traded only 2 hours per day and did not work any other job. The rest of his time he played golf and spent time with his family. I questioned him in hope that he would share his secret trading formula with me. To my surprise he did not have a secret weapon for trading markets. Instead he had a secret weapon for life in general. ENJOY IT!! That day I realized that I had lost sight completely of my original goal which was to have more time. I had ran completely in the opposite direction. Instead of trading freeing from a job it had become more of a job than my actual job was. My percentage of winning trades was not where I wanted it to be and thought that I could study my way to a better percentage.

After talking with him I decided to take a break from trading and come back with a new perspective. When I again started to trade I only allowed myself to spend 2 hours per day on trading. I was much more relaxed and I traded less often. This turned out to be great, my win percentage went up because I was more selective in my trades and I was not stressed out about everything. Today I enjoy life much more and trading is what I thought that it could be.... Thanks Robert

Remember there is alot more to life than trading. Life is to short to spend every hour looking to make the next great market move. What if that next move doesn't occur in your lifetime, then what have you gained. Trading is wonderful and I do love it but I'm not going to sacrifice my life and the happiness of those I love for it. I have a life I fully intend to enjoy it.

Cat jewelry freeing the inner feline

"Cats are possessed of a shy, retiring nature, cajoling, haughty, and capricious, difficult to fathom. They reveal themselves only to certain favored individuals, and are repelled by the faintest suggestion of insult or even by the most trifling deception." - Pierre Loti

Ah, where to start? Cats are among the most celebrated creatures of literature. They're domesticated and at the same time wild, loved and at the same time hated. They stand for stealth and mystery, the power of silence and secrets. And cat jewelry is a testament to that power.

Even before Halle Berry popularized the Catwoman, and before the sleek, sassy villainess ever graced the pages of DC comics, cats were being worshipped all over the world. The way the cat moves, the easy grace and mysterious stillness fuels the imagination and fires up the senses. Bast, the ancient Egyptian cat-goddess, was a wild goddess who was generous in good humor, and ferocious in ill. To kill a cat in ancient Egypt was to call down the wrath of Bast, and was not only considered an act of evil, but a crime against the gods.

To compare a person to a cat is to give credit to his/her capricious, languid, underhanded nature. Cats will only do as they desire, not as they are told. Loyalty is something they only bestow, not give out of a sense of obligation. At the same time they are affectionate to those whom they have chosen, work with reasons they may not disclose to anyone, and perform incredible tasks with absolute secrecy. Sending a person -- especially a woman -- cat jewelry as a gift would serve as a tribute to these special traits. Wearing cat jewelry would aid in fostering an image of mystery and an instinct for the refined.

The endearing nature of cats has been immortalized not only in classical literature ("The Black Cat" by Edgar Allan Poe, and "Cat on a Hot Tin Roof" by Tennessee Williams, to name two of many) but also in modern literature, like TV shows and comic strips. We have Garfield and Heathcliff on our Sunday papers, and Top Cat and the Thundercats in our (all right, kind of outdated) Saturday morning cartoon lineups. Cats have been preserved in so many artistic forms -- why can't jewelry be among them?

Cat jewelry might be popular among children, especially little girls who love kittens and probably raise cats of their own. Young women may also appreciate the extraordinary sleekness of the feline motif, and feel especially sexy wearing something so in tune with their sensual nature.

Second home are a great investment

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The new millennium has not been good to stocks, bonds, mutual funds and other financial investments. Most investors have found that the best performing asset in their portfolio is their home. Real estate has been a safe haven for investors with appreciation far outpacing other investments. With the security and growing values of residential real estate, a growing number of home owners are now investing in a second home.

There are a wide variety of reasons why people built or buy second homes. City dwellers may want a home in the country for weekends and holidays. Northern may want a home in the sun where they can golf year round; Southerners may want a home in the mountains close to a ski resort. A large number of Baby Boomers are eyeing retirement and are building second homes anticipating it will become their main residence.

The primary reason for owning a second home is still lifestyle, however, the investment consideration comes in a strong second place. There are several reasons why owning a second home makes good financial sense. First, the appreciation of vacation residential property is expected to continue to rise for several years into the future. The changing demographics are a good predictor that second home ownership will continue to be strong for the foreseeable future. Baby Boomers reaching retirement age have more wealth than any previous generation and surveys show that ownership of a second home consistently ranks in the top one or two priorities for this group.
There are also tax benefits to second home ownership. Mortgage interest is deductible for first and second homes making home ownership one of the best leveraged investments. Any profit on the sell of a second home is subject to capital gains, or better yet, if you move into your second home and live there for at least two years, you can avoid any tax on the sell of your property.
With cell phones and high speed Internet, conducting business in a remote location is now a common occurrence. Being at the office full time is not as important as it once was and allows many executives and managers the luxury of using their second home more frequently than once was possible.
Real estate has always been a safe investment. With a growing number of reasons why second home ownership makes sense, the demand for good locations and quality homes will rise. It is expected that second home ownership will be as common in the future as two cars are today for most household. Investment in a second home today will certainly be viewed as a wise decision in the future.
precisioncraft. com

Live poker pros and cons of participating in a tournament

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If you have had enough of playing poker with friends or with playing it online and winning some money and then losing some money to only win that money back again, then you have reached the stage in your poker playing experience where you need to start entering live tournaments. That is the real deal. No more long hours in front of the computer, no more feeling guilty for taking your friends' money: you are now ready to turn pro.

But, before you do, here are a few things you must consider:
1) One of the big differences of playing in a tournament is that you need to pick you hands carefully. Spend most of your time throwing your cards away at the right beginning. If you see that your cards won't amount to much, fight the urge to exchange most of them, and just hand them all in. This is what most tournament players do anyway. If you don't believe me, watch the others play.

2) Money you take with you to tournaments lasts for a much lengthier period than when playing with friends or online. This is one of the advantages of not playing every hand you are dealt. (Hint: You should do the same thing when playing with friends even though that then becomes boring.)

3) Do not sit to the left of the dealer. Ensure that there are at least two players between the dealer and the players to the left. Why? Only the first 2 players seated on the left of the dealer have to place the ante. Since, most of the tournaments involve ten players on each table, you save this much each time you play. This also means that each hand that you fold will mean that you have spent only half that of the lower limit. This amounts to three dollars in a two to four dollar rake tournament.

4) Take into consideration that the mere fact that you are away from home means that you will spend money on food and drinks. Try and get your own, but in any case keep it light.

5) Tournament dealers are not paid much, and so it' general practice to give them about three percent of whatever you win. Consider that all gambling halls and poker rooms also take a certain percentage but at least this comes from the money you win and so you don't feel it.

6) One of the other advantages of playing in a tournament is that you can use more money than you had. For instance, for a hundred dollar sit-in, many casinos and poker rooms will give you about five hundred in tournament chips to bet with.

7) If high odds and high risk is not what you are looking for you can take advantage of the late night satellite tournaments. These generally begin at one in the morning and since the number of players won't be high, you stand a bigger chance of winning.

Conclusion:
Playing poker requires tremendous skill as well as come luck. While you cannot depend on luck, improve your skills and your online casino or other kind of betting account will show a profit.

Does your pet wear a cat flea collar

Do you believe that you are doing the best you can for your pet by buying a cat flea collar for her? I certainly do but have you noticed that most cat flea collars don't seem to work? They don't seem to last for a day let alone the three or four months that they claim they will. I've no idea why this is the case but I can suggest some different ways of dealing with the problem.

There is something else that I don't like about cat flea collars, or dog flea collars. They contain poison to kill the fleas. This poison can affect humans by causing irritation or soreness. If these cat collars can do this to humans then they might have a similar effect on your pet and we wouldn't want that would we?

So what else can you do about the fleas? You can try a shampoo that is designed to kill fleas, if your cat will let you that is. Personally I've never met a cat that likes getting wet, they turn into teeth and claw monsters, so trying to give her a shampoo is out of the question. Oh and if you do try this, don't expect your cat to talk to you again for the next few days.

My vet recommends treating cats with a product that stops the fleas reproducing. You need to apply this substance to the back of your cat's neck every 3 months for it to be effective. You have to remember that this does not kill the fleas but it does stop them multiplying so you should see a reduction in fleas after a few months and you can make this happen a lot quicker if you remove the fleas by combing them out.

If you love your cat as much as I love mine then you will find that there is nothing better than a daily use of the flea comb. I find it soothing and a great stress reliever. I think that my cat likes it too even though she will tell me off if I do it for too long. If your cat has a flea problem then you will see them on the comb. The hard part is catching and killing them before they vanish by jumping away. When you catch them you must crush them in between two hard surfaces.

Don't forget to treat your carpets and furniture. Fleas will jump off your cat and live in your carpets and furniture until another animal comes along. It's very important that you spray everything with a suitable anti-flea spray. Make sure that you follow the instructions on the label before you use it.

So if your pet has fleas then consider using some of the remedies that I've mentioned above before you go out and buy a cat flea collar.

The best acne treatments get rid of this acne

There are several products that can be the best acne treatments depending on your situation.

Not all acne products will be the best acne treatments for you. For each individual, there will be something that does work and something that does not work for you. Each time that you attempt to treat your acne, you should carefully consider which options you have and then give them the best possible method of working. Acne is not fun and it can be very stressful to many young and old people.

What Products Do Work?

There are two main types of products to consider for the best acne treatment. First, you should consider natural acne treatments as these can often be the best for your body all around. They are usually full of necessary vitamins and minerals as well as antioxidants and acids to help your body to fight off this infection. Natural products are often the easiest products to use and for your body to tolerate.

Next, you may want to consider acne treatments that will help you through acne medications. These are chemicals and should be used only according to their manufacturer’s directions. Once you use them, you’ll see within a few days or a week if they are working for you. Acne medications can also come from your doctor in the way of hormone regulating products as well as antibiotics to treat the infections on your skin.

Now They Are Gone, But???

Once your acne begins to clear up you may be disappointed with the acne scars that are left behind. Before you begin to worry about these though, realize that you may be able to have acne scar removal techniques done. Some work through natural products others through chemical. There are even laser scare removal treatments that work very well for many individuals.

When you have acne, the best thing that you can do to begin to control it is to use acne cleansing and skin care products. Look for a good quality and even a natural skin care product to work for you. Then, use the acne medications and natural treatments that you find. You’ll find relief from your acne this way and find the best acne treatment for you.

Loans on mouse clicks secured online loans

Internet gives you information about the world, knowledge, help you find people and their culture and desires…yes now Internet can also fund your desires. Surprised?? Don’t be…with secured loans online you can get the money by clicking few button.

Secured loans online is the most effective way of getting money. Applying for a secured loan online has following benefits:

• Reduced paper work and hassle free process.

• Numerous choices of online lenders.

• Your details remain confidential.

• You will always be kept updated about the transactions.

• Saves you from spending time in going to lenders offices in the market.

• Most of the websites offers you free quotes of different lenders.

• Use of tools such as loan calculators and quotes comparison software help you get the best of the lot.

• You just have to fill an application form and lender will himself contact you with his services.

• There are also certain websites of online brokers who can arrange a good deal for you.

• You also have an option of negotiating with the lenders for better interest rates.

Secured loans online are offered against some security or collateral. As the loan is secured, the lender is assured about getting back his money. This also benefits the borrower in form of low interest rates and easy repayment terms and conditions.

Secured loans are offered for a longer repayment period. The loan amount is spread in small installments over a period of 5 to 25 years. The also is an advantage of getting bigger loan amounts. The loan amount ranges for ₤50000 to ₤500000 and even more depending upon the value of the property you are offering as a security.

People have misconceptions about secured loans that they have to loose their property if they go for a secured loan. But the truth is that when you take a secured loan only the title of the property is transferred to the lender, the possession remains with the borrower. However, in case of any default in the payment the lender can take your property away from you.

Beware of the websites offering you attractive packages as they may be fraud. Always look for genuine websites with good past record with borrowers. Secured loans online can help you in accessing the top loan lenders in the commercial market. Always be careful about what information you are giving and to whom are you giving.

Secured loans online can cater to your dreams and desires which you always thought about but your financial incapability stops you. Apply now for a secured loan online and flourish your life with the right financial loans.

7 considerations when making a business sales letter

When making a business sales letter, the primary goal is, obviously, to make a sale. However, focusing on this bottom line is ultimately what causes a lot of business sales letters to fail, simply because customers feel that the letter is all about trying to seperate them from their hard earned money. The best business letters are made by people who believe in their products and know that it is actually to their customer's benefit to use it over other competing products. Building on this basic rule, there are 7 factors to consider when making a business letter that will let your customers know that, while you ARE out to make a profit, it will be based on THEIR satisfaction with your product.

Target Market Type - consider the demographics of your intended market. Know how they think, how they talk, what they need, how much of a budget they generally have, and what benefits they can find in using your product. This knowledge makes it easier to tailor a sales approach that they can relate to. Using fancy words or "business jargon" when your target market is mostly composed of people who haven't studied economics, for example, will only serve to overwhelm and confuse them.

Product Details - know your product intimately. This does not mean that you have to blab about the endless hours of research that went into making your product superior to others, or the incredibly high tech materials and construction methods that went into making it. Intimate product knowledge from a consumer point of view boils down to one thing: What can your product do for the buyer?

Product After Sales Support - if your product provider has after-sale support options, be sure to include those as some of the advantages of buying what you have to offer. Customer service lines, extended warranties, and even home service options are things that show the customers that you will still be there for them even AFTER you've made a sale. This also imparts a measure of faith in the product that it won't simply break down a few months or even weeks after purchase.

Selling Approach - the most effective selling approach is to remain customer oriented. By focusing on your buyer's needs, you increase the likelihood that they will prefer to buy what you have to offer over the competition. However, you also have to consider HOW your target market thinks and communicates; some demopgraphics prefer elaborate statements, others value a sense of humor, still others prefer terse and straight to the point presentations. Know how your customers generally communicate and make your style suit them.

Layouting - a good visual presentation is one of the keys to any good document. Layouting is essential in any letter because it makes the document catch the eye at first glance and makes readers willing to see what you've got. Beyond the looks, however, layouting also involves the order and manner in which you present your information. A graphically stunning letter that has poor layouting when it comes to presenting information will still fail. Be precise and orderly in your presentation of facts.

Timed Response Incentives - this is a fairly classic method of getting a quick response from a customer. The most common places you'll see this will be on shopping channels, with announcers saying something like "order within the next 30 minutes and get a 10% discount". Timed response incentives in business letters should be similar BUT should offer greater leeway for customer response to special promotional discounts. The failure of shopping channel program's approach is that customers feel pressured to buy NOW, which makes them think that all the company wants is their money, period. Promos on sales letters should have a much more relaxed time table, like "We're having a 10% sale all of next week, from 12:00am X date to 12:00pm Y date. Feel free to drop by and look our products over."

What Should They Do Next? - Lastly, customers HATE being left in a lurch if they wind up liking what a product has to offer but get little or no information on how to actually go about buying the product. Always include extensive contact info on the letter that lets them know the fastest and easiest ways to get in touch with you when they want to ask questions or buy something. If you have several contact numbers, try splitting them off into several types as well and include these in the letter, like a "product inquiry" number, another for making personal purchases, another for bulk purchases and/or potential retailers, etc.

Having a las vegas wedding

Las Vegas is a very popular place for couples to get married, especially couples in America. If the couple is getting grief about being together or getting married then they usually plan to elope to Las Vegas and have a wedding there. They are quick weddings and all you need is two people there to witness the wedding, you don’t need to be dressed up or anything, but you can be! You can have a glamorous wedding at one of the top hotels in Las Vegas if you have a lot of money behind you, the smaller weddings are usually performed at what is like a drive through wedding service.

Las Vegas is casino central in America, they have the large flashing lights, the nude ladies dancing and the lights that take your breath away… Las Vegas is a marriage hot spot.

A Las Vegas wedding is somewhat controversial, some people call it cheesy others call it class. You can get anything in America fast food, fast drinks and now a fast wedding, parlours are all over Las Vegas where you can quickly pop in and a minister or a court official will make your marriage legal and that is that, for a small fee of course.

Then there is the great weddings that take place in hotels like the Plaza. These weddings cost a fortune and an arm and a leg to buy and they are very, very worth it. A Las Vegas wedding with a white stunning gown, hundreds of flowers and the man or woman of your dreams has got to be one of the biggest wedding fantasies, you then spend a night in the honeymoon suite together and enjoy the rest of your honeymoon by visiting the sights and sounds of Las Vegas.

Can you just image standing in front of hundreds of guests wearing a long elegant white dress holding the most stunning bouquet of flowers you have ever seen, then walking towards the man of dreams down a plush red carpet and all your guests staring at you, the lights from the chandelier hitting of your diamond earrings and necklace, welcome to Las Vegas!

How to get all the website traffic you want with no effort at all

In order to have a successful site you need of course a lot of website traffic. But in many cases, even if you work really hard and you create a professional web page you still do not get too many visitors and in conclusion the profit that you deserve.

First, let us review the most poplar methods of directing traffic to a certain website.

-link exchanging - cheap method but many say that overall it drives people away from your site instead of to it. This is because adding a large number of links to your pages makes them look unprofessional and may drive visitors away. Adding only a small number of links does not have any noticeable effect. Also making link exchanges is not always so easy because you have to convince webmasters to trade links with you. I can tell you from my experience that if you have a new site this thing could get really difficult because almost no one will want to exchange links with you.

-free ezine ads - another cheap method but it rarely does anything because there are thousands of ads out there that try to attract attention and yours will just blend in with the others.

-search engine submissions - this may be the most effective method but it requires a lot of work and time. To rank successfully in the major search engines takes a lot of time development and quite often money. It only works well if you get a high position in the search engines, which is very difficult to do, and you can loose that position in a few weeks.

-Buying one way links to increase your link popularity and your search engine rankings could be a method but having top positions in the major search engines is not so easy. Every one knows that search engine website traffic is the best but to get it you must have thousands of good quality links which can get really expensive. A PR5 one way link can cost 30USD+ a month.

The solution is easier than you may think.. you can buy traffic! For a small amount of money you can purchase all the website traffic that you need and boost you business profits. Without people visiting your pages you can not promote and sell your products, so if you want to increase your profits you have to get as much website traffic as you can. Therefore, the simplest, easiest solution is to buy traffic. It is not cheap, proven and with targeted traffic has a good conversion rate.

Now, a new innovative method has been developed - the redirected visitors technology. This tehnique brings, just as its name suggests, redirected visitors to your site. It works perfectly and it is guaranteed to bring a lot of website traffic to you!

People who are working with this technology purchase all the abandoned / expired domain names that had a website with good traffic on them. Those abandoned websites are listed in the search engines and they are marketed, therefore they used to be visited by a lot of people. When you enter this kind of program, your website will be scanned, and those abandoned websites will be redirected to yours. When someone searches for something in a search engine and clicks on the link that used to point to the abandoned pages, it will lead them to you instead! Unlike popups this method is not annoying for users, because what they find has the same subject as what they searched for, so they will most likely not even notice the redirection.

This way you will get all the targeted website traffic you need. Instead of working really hard you can simply buy that traffic sit back and watch the sales pour in. Furthermore, this tehnique is not a spamming tehnique and it brings real traffic to you!

Where are all the hybrid cars

When hybrid cars first hit the market, they were touted as the vehicle that was going to take us into the future. Finally, every science fiction writer’s dream had come true – a fuel-efficient car. Why, then, isn’t a hybrid car in every driver’s garage? The answer to that is simple, and it has to do with human nature.

You may think that since hybrid cars and other more fuel-efficient models have failed to become omnipresent, something strange is going on. Some people assumed that the technology would be in wide use once it was available because it made sense for the environment. These cars were good for us. Therefore, we would use them, right?

Beets are good for us too, but think about how many people eat fries and cheeseburgers instead of beets. Fast food is more pleasant and it’s more convenient. When you keep this idea in mind, the reason why gasoline-powered vehicles are still so popular begins to make sense.

Manufacturers have a particular infrastructure set up to produce a certain type of vehicle. To change this infrastructure would mean refurbishing factories, which would take a lot of money. In addition, manufacturers aren’t sure that, if they did refurbish their factory, the models they made would sell well. No businessperson in his right mind throws away successful products to rely on something untried in the marketplace.

For another thing, the consumer has a particular way of behaving. He understands gasoline-powered cars. Perhaps he doesn’t want to spend the time researching how to fuel and care for a hybrid car. With every new bit of technology, there is a learning curve. Like the fast-food eater who doesn’t want to take the time to prepare beets and make them tasty, the consumer simply wants to do what is easiest and most convenient, not to mention what is the least expensive.

There is another thing that needs to be taken into consideration as well – why people purchase cars to begin with. Human nature is not always straightforward. People do not purchase cars to get from Point A to Point B. If that were the case, we would all be driving basic-model cars. We don't drive these cars, though, because we purchase cars to gain prestige. There is no prestige to be had from driving a hybrid. There is plenty of prestige to be had from driving a Mustang, however.

There is most likely a place for hybrid automobiles in our future, but change will be slow. Automobile makers will have to be sure the cars will sell. That means people will have to start demanding the hybrid cars already on the market, and they won’t do that until the cars become easy to deal with, cheap and prestigious. Hybrid cars aren’t in everyone’s driveways because they don’t satisfy those three core needs that human beings associate with vehicles. Until that happens, hybrids will stay on the periphery of the market.

Milwaukee schools claims right direction

Schools come up with action plans every day. In fact, the Milwaukee Schools recently announced the adoption of an action plan that is designed to make its students competitive with some of the best schools in the country. The plan, designated “Working Together, Achieving More,” was adopted by the board of Milwaukee Schools in July 2007. But gauging whether a plan means real change, or just a good press release isn’t always easy. The Milwaukee Public Schools plan is meant to be acted on immediately, but it claims to provide for years of improvement. In it the school board lays out benchmarks for success for the years 2007 through 2012.

Entire Community Bands Together to Improve Milwaukee Schools

The committee that researched and designed this new plan was not made up of a bunch of academics with little experience in the classroom or the “real world.” In fact, input was asked for from many different areas. Educators, administrators, researchers, business leaders, families and many others worked together to come up with a plan designed to put Milwaukee Schools on the map. I’d say that this is a point in their favor.

Milwaukee Schools Dedicated to Doing “Whatever it Takes.”

The new plan, “Working Together, Achieving More” takes some direction from No Child Left Behind and similar acts that are aimed at reaching every student. The plan’s mission statement is that all students of Milwaukee Schools will achieve success in higher education and career, and more importantly will become responsible citizens of Milwaukee and the world at large. Mission statements are always well intended. It’s accomplishing the mission that’s the hard part.

In order to become a high performing urban school, Milwaukee Schools has set certain goals for itself. Some of these include:

1. Meeting or exceeding the standards set by the state. This would be calculated by scores on state exams and by certain benchmarks in reading and math.

2. Becoming real communities of learning and building upon the idea of PLC or Professional Learning Communities. This allows educators planned time to work together within disciplines and across disciplines in addition to work outside of the school with community members and leaders.

3. Continued improvement and professional development for ALL staff of Milwaukee Schools, not just teachers. Administrators and bus drivers would be held to certain standards of improvement as well.

4. Being accountable for any shortcomings. This would include action plans for addressing those weak points. This is where the ideas of NCLB come in.

5. Being supportive of families. This includes all staff of any particular school and the district as a whole. This is designed to make families feel like a welcome and important part of the public schools.

If Milwaukee Schools really want to be competitive they have a long way to go. Any urban school district faces a lot of problems from overcrowding to under-funding to drugs to disinterested parents to…By committing to a long-term action plan, Milwaukee Schools has taken an important step. If they truly put their money where their mouth is, this district might achieve its ultimate goal: to make Milwaukee Schools the first choice of every parent.

What you need to know about computer identity theft to protect yourself

You look at your watch, realizing that you are almost late for work. Without meaning to, you drive through a red stoplight. A quick gasp, turning your head left and right, you check to see if anyone noticed.

Just as suddenly, the red and blue flashing lights are reflected in your rear-view mirror. “Oh no”, you sigh; as you realize the policeman that is pulling you over was an observer to what you had just done. You hope that he lefts you off with a warning so that you can still make it to work on time.

What you don’t realize is that you have been a victim of criminal identity theft and someone has stolen your identity. Slowly, the officer approaches the window of your vehicle. He politely asks for your driver’s license, inquires as to whether you know what he stopped you and then returns to his own vehicle.

All the while you silently pray for a traffic warning rather than a violation. As he runs your driver’s license through his dispatch support, a warrant for a crime that you know nothing about comes up. As you wait, you realize another police car has pulled up behind the original officer.

Together they approach your car. The original officer asks you to please vacate the vehicle and to place your hands on the hood of the vehicle. Once you have done so, he takes your hands, puts them behind your back and handcuffs you. All the while, the second officer reading you your rights and explaining that your vehicle will need to be picked up or the local towing company will tow it. You have no idea what is going on, when you try to explain, the officer dismisses your argument and takes you to his vehicle and off to jail.

How Can Criminal Identity Theft Affect You

This scenario while seemingly unreal is in fact a daily occurrence in many cities across America. Today, more than any other time in history, criminals are providing detailed personal history that is not their own in order to escape justice.

In some cases, the imposter will be arrested and booked under the false name without the true person ever knowing that anything had been done in their name. For the criminal identity theft victim, this can lead to denied employment and credit due to a criminal history.

In addition, if the imposter chooses not to attend the required legal court appearances, after having signed the original criminal or traffic ticket, the judge can enter a bench warrant for the suspect. The criminal identity theft victim, rather than the imposter, is then entered into a warrant system and is soon sought after by the local and state police.

As A Criminal Identity Theft Victim, It Is Up To You To Clean Up The Mess

Unfortunately for the criminal identity theft victim, the responsibility of clearing one’s name is the responsibility of the victim. The criminal identity theft victim must work promptly to clear their name, to prevent further problems in the future. This is not always an easy task but it is an immediate need if you want to preserve your personal history and integrity. If you have been a victim of criminal identity theft, There are many agencies online and in the telephone directly that can assist you with resolving this matter.

The power of ebay store newsletters

eBay Stores come with a very powerful feature: store newsletters. When buyers add your store to their favourites, you can offer them the chance to join your mailing list. You can then send highly targeted emails to people who you know were at least interested enough in your products to add the store to their favourites.

How Do I Send Them?

First, you need to get some people to sign up for your newsletter – this will happen with time, as people buy from you and browse your store.

Once you’ve got a few subscribers, it’s worth sending out a newsletter. To send store newsletters, go to My eBay, click ‘Manage My Store’, and then click ‘Email Marketing’. Once you’ve done that, click the ‘Create Email’ button, and you’re away.

All you need to do now is write an email subject and a message, choose any items you want to include in the email, and specify who you want to receive it. The subject and message can be something relatively generic, like ‘here are my latest deals’ – it’s the targeting that’s important, and eBay’s is powerful. You can choose to only send an email to people who’ve bought from you in the past, or only to people who’ve opened your email before.

It is important to note, though, that you can only send one email per week to a mailing list.

The Ups and Downs.

The downside of store newsletters is this: they’re expensive. A basic, $15.95 per month store only comes with 100 emails, while $49.95 comes with 1000. Even the $499.95 anchor store only comes with 4000! Extra emails for all stores cost 1 cent each. That’s $1 per hundred extra emails. If your mailing list has a significant number of people on it, then that’ll get really expensive, really fast.

Surprisingly, though, it can often be worth it, despite the cost. It’s very rare to send out a newsletter to a mailing list of a hundred and not get at least one sale, and you’ll often get three or four, even to small lists.

Measure Your Success.

Each time you send an email, eBay produces a report telling you how well that email did. You can view these reports on the ‘Email Marketing’ page by clicking the subject line of an email you sent.

This report will show how many people received your email, how many opened it, the number of clicks it generated on your items and your store, and the number of bids and Buy it Now purchases that resulted from the email. Some of the numbers might be too low, though, as many people use email software that displays email in plain text format and so stops eBay from collecting statistics. Also, you will notice that you’ll have more success if you send out emails regularly, as people will start to expect them, and react in a more open way – don’t expect the Earth from your first email.

By now, you’re probably getting pretty good at selling on eBay – isn’t it nice to have all those satisfied customers? Not to mention the money… However well you’re doing, though, there’s always room for improvement. The next email will give you ten tips for being an even better seller.

Use the power of autosuggestion in the stock market

Self-Confidence is an essential starting point for any business venture. This is true even more if the business is trading in the stock market because psychology plays such a major role. Keep reading, this might change your life!

About 10 years ago, I received a copy of the book "Think and Grow Rich!" written by Napoleon Hill. Today, I credit most of my success in business (including trading) to this book.

At first applying some of the principles described in this book appears a bit crazy - for example reading a Self-Confidence formula and a Definite Plan aloud every day. But you really have to look at it with an opened mind and believe me (and many peoples who have made millions) this stuff works:

Here is a brief overview (you really need to get the book):

- First - you must have a burning desire - for a trader this desire should be "to become a consistent winner in the stock market".

- Second - you have to have a definite goal including the amount you want to make and the date by which you want this money to be in your account.

- Third - You need a definite plan, or what you will do in exchange for this money.

Here is an example of a plan - it is generic enough to be applied to most trading styles. Items specific to your style should be added. Your plan should be read aloud first thing in the morning and right before going to bed.

By December 31st 2006, I will make $200,000 dollars with my trading. In return for this money I will do the following:

- I will follow a trading plan to guide my trading - therefore my job will be one of patience and discipline

- I will plan each trade carefully - I will not jump into trades by fear of missing out

- I will monitor the market's current picture

- I will monitor the current picture for each industry

- I will manage my trades to protect my capital and my profits

- I will protect my capital through good money management

- I will take responsibility for all my actions.

- I will trade to trade well and for the love of trading, not to trade often and not for the money. The money will come as a result of trading well.

- I will not be influenced by the opinions of others. I will reach my own decisions and follow them.

- I will build the self-trust necessary to operate in an unlimited environment which has no rules.

- I will be rigid in my rules and flexible in my expectations.

-I will never think that taking money from the market is easy and I will never assume that I know enough.

-I will have no particular expectation when I place a trade because I know that anything can happen.

-I will treat trading as a probability game in which I don't need to know what is going to happen next in order to make money. All I need to know

is that the odds are in my favor before I put a trade

- I believe that I deserve this money. I believe that I will have this money in my possession. My faith is so strong that I can now see this money before my eyes. I can touch it with my hands. It is now awaiting transfer into my account. I am awaiting a plan by which to accumulate this money, and I will follow that plan when it is received.

Read (and reread) this book and apply its principles to your life - and notice the difference in your Self-Confidence.

Safety tips when you shop online - ii

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After you make a purchase the most common complaints as reported by online shoppers is delivery problems. It may happen that your purchase takes weeks to turn up or arrive to you in a damaged condition or even do not arrive at all.

So as a measure of precaution you should make sure that your item is in stock and check the expected delivery time before you complete your transaction. Most of the good retailers notify their buyers through emails as soon as they receive your order and also when the item is being shipped or in case there are any problems or hold ups involved.

Late Delivery – If your purchased item doesn’t arrives on time you should contact the retailer to check the status of your order and if you plan to cancel it then you should find out whether they have already charged you for it because some companies process your payment before the item has been shipped and as such you are entitled to a refund.

No Delivery – It is also possible that your product never arrives to you and therefore you should put your complaint for this in writing and try to contact the retailer directly through telephone or the concerned person if necessary. You should claim for a refund and if the problems continue you can even file a complaint with the department of fair trading or consumer protection in your state.

Before you make your purchase you should check all the terms and conditions including delivery costs, your item’s in stock, whether you are entitled to refunds or repairs or if the company accepts returns or cancellations.

You should always maintain your privacy and therefore check the privacy policy of the websites even of those that are not shopping sites. Many websites collect information about you using cookies. Therefore while you provide personal details in order to access a site or make a purchase you should consider about the information you pass away. You should avoid revealing your personal information and in case you plan to use your credit card online, you should check what the company does with your banking details after you make a purchase.

For these same reasons you should keep the receipts and invoices with you to keep track of the online transactions. A good website will send you an email confirmation of your transaction as well as provide you with an opportunity to print your order.

Visit our recommended website entertainment-coupon-book-2006.info

5 important tips to working at home

If you have chosen a career path that leads you directly to your own front door, then you are not alone. In fact, many people work at home and earn a full-time income, which allows them to keep a close eye on their children, create flexible schedules and save significantly on the cost of commuting. Whether you’re a veteran home worker or you are just starting out, keep the following tips in mind to help turn your job into a career:

Define a space for your office. When you work at home, a room that’s free from distraction is a must. You may choose to convert one of your bedrooms into a home office or you may have a library that will serve as the perfect place to set up a quiet work area. Whatever your preference, it’s important to define your office space as one that’s not located in a high traffic location of the house.

Promote your business. As someone who works at home, you may be operating on a limited budget in the beginning. Whether your funds are tight or you simply believe in stretching your dollar, try your hand at free publicity. You can promote your business with press releases distributed online, to magazines and local newspapers. In addition, you may also be able to snag some airtime on the radio if you agree to an interview and your business is one of interest to the general public.

Make a schedule and stick to it. Just because you work at home doesn’t mean that you cannot separate the two. Believe it or not, you can still divide your home and work life even when the two are located in the same space. In fact, it’s extremely important that you learn to do this in order to avoid the feeling of always being at work. You can help to make this possible by setting a schedule and sticking to it. First, decide whether you wish to work part-time or full-time and then figure out the hours that are most convenient for you. If you develop a ‘whenever’ schedule, you may find yourself feeling torn between something that you need to do and something that you want to do. By having defined work hours, you will know when you are free for leisure and, best of all, you will have the time to enjoy it.

Keep accurate records. For tax purposes, it’s important that you keep all receipts for business transactions. This includes purchases of office equipment and furniture, supplies and accessories. If you have trouble keeping up with all of your receipts, store them in your office in a box with the word ‘receipts’ written in clear view for easy access.

Purchase individual health insurance. If you are self-employed, it’s up to you to purchase your own health insurance plan. While many people who work for an employer have this benefit provided to them as part of their employment package, you will be faced with having to search for coverage on your own. The good news is that health insurance for self-employed individuals is not difficult to find. In fact, many major insurance companies offer this type of coverage and can provide a quote via the telephone.

The information contained in this article is designed to be used for reference purposes only. It should not be used as, in place of or in conjunction with professional business and/or financial advice relating to the operation of a home-based business. For additional information on this topic, consult with a business advisor or financial planner in your area.

How to use your rewards credit card points

Competition among credit card companies is a great advantage for consumers. Credit card rewards are made bigger and better by credit card issuers to make sure that consumers would choose them over their competitors. How can you use your credit card points effectively and get the most out of your rewards credit cards?

The first thing to consider would be what type of rewards credit card do you currently have? If you’re still on the process of selecting a rewards credit card, which one should you choose?

Because rewards credit cards come in a variety of classes, it is best to choose the one that best suits your lifestyle. For instance, there are travel rewards credit cards, gas rewards credit cards, or cash rewards credit cards. You’ll be able to get the most benefit if the type of rewards credit card you have is that fits your needs.

Travel Rewards Credit Card

Travel Rewards Credit Cards are especially designed for people who frequently travel. Whenever you use your credit card for purchasing, you automatically receive points that are equivalent to travel mileage points. The minimum mileage points you need to collect in order to qualify for a free travel will depend on the credit card issuer. Usually, credit card companies have partnership with an airline that sponsors free travel tickets. Thus, you may consider getting the Travel Rewards Credit Cards that is affiliated with the airline you must often fly with.

Gas Rewards Credit Card

If you’re frequently on road trips, you can get the best deals out of gas rewards credit cards. Gas Rewards Points are also collected each time you make a purchase using your credit card. These points allow you to get full tanks of gas at no charge at affiliate gas stations. Imagine how much money you’ll save in a month if you often get full gas tanks for free.

Cash Rewards Credit Card

Most people prefer to get cash rewards credit cards. Usually, you’ll be given a point for every dollar you spend on your credit card. However, some credit card issuers give 2 points or more for every dollar spent on the card. You can use these points to make new purchases or these points can be added on your credit. Some credit card companies have their own exclusive online store where customers can shop to redeem their points.

Choose Wisely

Make sure that you will be able to use the points you’ll be collecting. For example, even if you earn a free travel rewards, what if it includes restrictions, or what if you can only claim it for a limited time period? Be sure to check out all the terms and conditions that apply when claiming the reward. If you don’t, the rewards you earned may simply be thrown out the window. Also, make sure that the credit card allows unlimited time for collecting points. If not, then you’ll always be trying to earn enough points in time which is a very risky way of using your credit card.

Lastly, see to it that you’ll be paying off your balances before the due date ends. Otherwise, you may end up paying for very high interest rates which defeats your purpose of purchasing to earn rewards. Also, some credit card issuers disqualify a card holder who has an outstanding balance in their account.

Use your house to pay for your house

Few people have heard of the technique of using your home to pay for your home. It requires self-control and a change in habits, but doesn't everything in life that's truly worthwhile? So put your mortgage on a diet and quit paying extreme interest rates to your bank by paying off your mortgage early, then using your "former house payment" for other investments.

First, so you’ll know what we’re talking about, let’s review the common early payoff techniques. The oldest one around is to just add a little extra when you write your check, either every month or whenever you have it. Even a one-time $5 additional payment to principal could save you $50 in interest over the life of the loan.

Some people make a regular habit, even using automatic withdrawals from their checking accounts, to add $100 or more (or less) per month to their home’s principal only. It is very important to specify to your lender that you are not “paying ahead” on next month’s bill, but do, in fact, want the entire additional amount applied to “principal only.”

Bi-monthly mortgages became popular in recent years, but not as popular as they could have become. You see, many lenders agreed to accept half of the monthly payment at the first of the month and the other half mid-way through the month. The problem was, they were saving up the first payment and applying them both at once. So not only was a buyer not paying fast, it could be the buyer was actually paying more slowly.

In a “true bimonthly,” half of the payment is applied as principal and interest twice a month. It’s still a little confusing though, because of the ambiguity of the modifier “bi.” “Bi” can mean twice in one period or every two periods. So a bimonthly payment could, conceivably, be paid twice in one month or every two months. You see the problem—big difference!

A bimonthly program requires discipline and yet saves, over the life of the loan, the approximate equivalent of only one month’s payment.

The better solution is “biweekly.” Perhaps that’s because a week is not easily divided into two parts (weekdays and weekends don’t count as half weeks!). Biweekly somehow always means every two weeks. The upshot of this approach is that it’s very easy for people who are paid every two weeks to use this technique, and it tallies up to an extra full payment per year.

Confused? While there are 12 months in a year, and they are generally thought of being comprised of four weeks, there are actually 4.2 weeks per month. In other words, there are four-13-week quarters in a year. Fifty-two weeks divided by two is 26; thus, 26 payments are made in a biweekly plan, as opposed to 24 in a bimonthly plan.

A biweekly payment schedule, depending upon your specific numbers, could cut five years or more off the total amount you would otherwise pay on a straight, fixed loan.

All of these methods can be arranged, rearranged or combined to maximize paying principal as soon as possible and interest as late as possible.

One methodology few people know, even amongst bankers and mortgage brokers, is that of using the equity in your house to pay off your house. And the best part about it is, if you live in a country where the interest on home loans is exempt from federal tax, you can use whole, 100% tax-free dollars for paying not only interest, but also principal, on your home!

It’s simple, though we don’t recommend trying it without purchasing a manual or drawing out a carefully crafted plan. One misstep, and you could find yourself worse off that you were before. But essentially, it works like this: you extract equity from your home and pay it onto the principle[al of your house. That reduces your remaining interest payments by tens or even hundreds of thousands of dollars (depending upon the specifics of your home price and loan).

Yes, you also then pay back the line of credit against your equity, but it should be significantly less than mortgage interest. Mortgage interest is computed daily, and compounded besides! Plus, it’s paid a month late. They call that “in arrears”—the opposite of in advance. Equity loans or lines of credit have different calculation and payment requirements and usually amount to much less.

Don’t try this at home without learning how to do it, but I betcha it’s a method you don’t hear much about!

The fun of oklahoma

There are many things that you can see and do in Oklahoma. If you are interested in seeing the sites, there are going to be plenty for you. The best way that you can get around in Oklahoma is to simply drive. The roads are long and the state is quite big, but you are going to find that there is an attraction at every stop, so going on a long drive isn’t going to be a hassle or a burden it is going to only lead to more adventure and more good times.

If you are interested in seeing big city life, there is nothing like a trip to Tulsa. You are going to be incorporated in the style and the personality of this entire state from the moment that you enter the city limits. You should try your very best to book a lot of time in Tulsa, because once you get there, you aren’t going to want to leave. There are many tourist attractions in and around Tulsa. Some of them include: Bell’s Amusement park, the Big Splash Water Park, The Gilcrease Museum, the Greenwood Cultural center or the Harmon Science Center, Oral Roberts University, the Philbrook museum of Art, Tulsa Air and Space center, and the Tulsa Garden Center.

For families, you can visit the Tulsa Zoo and Living Museum, the Will Rogers Memorial Museum in Clarmore, or the Osage Country Historical Society Museum. There is also DiscoveryLand at Sand Springs, which is near Tulsa.

In Tulsa, you should In Tul Tulsa also has great art and music venues that you can visit and allow yourself the time to enjoy them.

If going to bars and nightclubs to listen to music isn’t all that you want to do it Tulsa, the day times can be quite fun too. There are so many interesting sights in Tulsa that you might want to spend several days just looking at the historical landmarks that make the place special and give it that certain charm that is so important in a big city. If you want to know where you should go next, the best thing you can do is to stop into one of the local bakeries or bars and talk to the people there. People in Tulsa are great at sharing ideas and pointing you in the right direction when it comes to where you should go next. Never be afraid to take some chances while you are in Tulsa.

Another thing that you will find about Oklahoma is that the state itself is full of surprises. If you want to have a great time and be surprised, simply take a drive down a road and see where it leads you. Chances are good that it is going to lead somewhere that is quite full of adventure and fun. There is often nothing that can compare to traveling through Oklahoma and stopping in a small town for lunch. It is the adventure of a lifetime.

6 signs that a job no longer works

Sometimes getting a new job is no longer the answer. We get to the point in our lives when a job no longer satisfies us. Working for someone else doesn’t work anymore. It’s as if we’ve outgrown working for someone else. This is a challenging realization and one that almost every entrepreneur comes to admit.

We want more – but how do we know for sure? How do we even contemplate leaving the workforce? The one thing that provides our security and is like a lifeline for us? Here are 6 signs to let you know that you’re moving on – maybe not today, or tomorrow, but sometime in the future, you will be ready.

1. You have a yearning that won’t leave. In my small business seminars I have asked participants, “how many of you have had a yearning – a calling to do something different with your lives?” Almost all would raise their hands. They didn’t know what the yearning was about – just that it was there.

2. You daydream about being a business owner. You might even have told friends or family about your business ideas. Sometimes you see your idea is now a business that someone else is running.

3. You are working for the “paycheck”. This is another tell-tale sign that the money is not enough. When we get to the point that the paycheck is the main reason we are working, we are getting close to the realization that this job, and perhaps any job, is no longer the answer.

4. You don’t know what business you would start, even if you started one. This is very common and is one of the main reasons people don’t leave their job. What I suggest is that you start an “ideas” journal. Just start jotting business ideas down – you don’t have to do anything else. Once you open yourself to your ideas, they will continue to flow to you.

5. You are unfulfilled in a job – any job. It doesn’t seem to matter how good the job is, how nice your office is or how big the paycheck is. Sooner or later you get that feeling – “this isn’t it.” It’s such a disappointing moment. I know. I’ve been there. I was a “serial” employee – I went from job to job – always good at what I did, but always got to this point and then left for the next job.

6. You have a “reason” you haven’t started or even tried starting a business. We all have them – “It’s not the right time,” “I need to wait until the kids are grown.” “I need more savings”, etc., etc. There will always be reasons. Pay attention to what you are telling yourself – to your thoughts. Take a look at your beliefs – sometimes they stop us in our tracks. I started a business as a single mom and left the workforce cold turkey, after three tries at quitting my job, I must admit. That was in 1998. I’m not saying this is “the way”. What I am saying is that there is no right way – but there is a right way for you.

The perfect golf swing

Trying to achieve the perfect golf swing, believe it or not it is well within your ability, even if you are a just started playing golf. Executing the perfect golf swing is a difficult feat and doing it consistently is even harder to accomplish. How you start out learning the mechanics of the perfect golf swing is crucial. The perfect golf swing is the one that is effortless through good technique. If you break down the golf swing both mechanically and physically you will see that the body goes many turns and pivots to create the perfect golf swing. The proper or perfect golf swing is really a study in physics. Indeed the perfect golf swing is every golfer’s goal and dream. Golfer’s believes the perfect golf swing is a myth, but it is attainable all you need to do is practice the basics until the swing becomes second nature.

Practicing creates muscle memory to develop a perfect golf swing. If you do, you'll develop your perfect golf swing and realize the wonderful rewards that the game of golf returns in a much sooner fashion. As a beginner you want to develop the right foundation. There are many training aids available to help you develop a good golf swing. Every golfer appears ready to do anything to develop more power in his/her golf swing. When playing golf on the golf course, and you develop a golf slice, here are three easy ways to improve the horrible left-to-right slice shot. It is just a matter of wanting to develop that skill to the fullest potential. If you have the right swing you will develop an excellent golf game. By seeing your own swing plane in action you could rapidly develop the perfect golf swing. A consistent position helps develop a repeatable swing.

Or are you more serious, do you want to develop your game to a higher level. It is actually impossible to play a good game of golf without being able to execute an effective golf swing. Thankfully, there are sufficient programs available which can really promote your game to the next level. Close to a million people are looking for assist with their golf game each month. Improve your golf game by analyzing your current golf swing from all angles. In fact any strength exercise will have an impact on the golf game. It is the same when you develop a psychology for your golf game. These easy golf putting tips will help to improve your golf game score and experience. To really improve your golf game you need to start with an open mind. In the game of golf, no two people ever have the same golf swing. Practice your golfing skills and improve your overall game with our practice golf balls.

You'd be amazed at how quickly you can improve your golf swing and game with this approach. The inside approach is another great golf training aid to help improve any golf swing. But more avid players are always trying to improve their swing and overall game. These easy golf putting tips will help to improve your golf game score and experience. Improve your distance and accuracy. Your distance and accuracy will improve after only a few trips to the range. Not to mention the fact that you will improve your overall golf game. You can improve your swing, your putting, and your shot. If you want to improve your game, it might be a good idea to get some golf instruction.

The perfect golf swing is what we all aspire to attain. To execute the perfect golf swing is not easy especially when trying to do it consistently. Indeed the perfect golf swing is every golfer’s goal and dream isn't it.

How to build a solid credit rating from scratch

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Building a solid credit rating from scratch is not as difficult as one might think. The reality is that you can establish a decent Credit Score in as little as 3 months and have a solid rating around the 12 month mark. From that point, if you maintain proper borrowing habits, you can have an impeccable rating for the rest of your life.

The key is to have a basic understanding of what actions affect your rating and to follow a basic strategy design to keep you within the limitations of those influences. If you are starting from scratch, never having had credit, here is an easy to follow step by step guide to establishing your credit. As well as suggestions on avoiding a few pitfalls along the way which could hurt, instead of helping if you fall into them.

Step 1) Check Your Report

While it may seem ironic, even if you know for a fact that you have never had credit before, checking your history is the first step. Your report contains more than just credit accounts on it and may have inaccuracies pertaining to other areas. I had a $500 phone bill attached to my report of which I had nothing to do with. In fact, it was tried to a business I worked for but had no ownership in nor any ownership responsibilities.

While it is fairly rare, you may be surprised to find out that someone else has been using your good name instead of you. With the expansion of the internet, this occurrence is not as rare as it use to be. Regardless, it is good to know for sure what you are dealing with. To learn where you can check your report for free visit Rebuild-Credit. us.

Step 2) Dispute Errors in Your Report

If, when you check your report you found no errors on your report than you can move on to the next step. However, if you did, in fact, find a discrepancy you will have to clean them up before you can go forth with your endeavor.

It is very important that you take the time to so, and go through any possible frustration that might arise as these errors left on your record will not only plague you, but cost you a lot of money. It is the healthiness of your report that lenders base the interest rate they will charge you.

This can literally cost you thousands of dollars in interest over the years and it will drive your monthly payments up for the same amount of money borrowed or charged. We have written and article to further assist you in clearing negative items from your report. This article; "How to Dispute Discrepancies in Your Credit Report" can be viewed at Rebuild-Credit. us.

Step 3) Secure Personal Credit

Once you have verified your report and have resolved any disputes that you may have found on within it, the next step is to secure credit. This is easiest accomplished by securing a credit card. The fact that you are not established as of yet will be a factor in where you should apply.

Rather than applying for a standard card and loan offers, start with accounts that are tailored to meet a specific need. Applying for a standard card before your rating supports the requirement can place unnecessary negative marks on your report. Each time you apply for credit and are turned down it is recorded negatively on your report and lowers your already low score.

Your first attempt at securing credit should be a gas card, a department store card, a secured card, or a prepaid card. These vehicles are specifically designed for the purpose of offering credit for those with a low rating, or for someone who has yet to establish themselves. It must be pointed out that you can expect to pay a higher interest as the risk is higher for the issuer.

In today's boom, there are several quality guaranteed approved cards available for you to establish yourself with. Each make monthly reports to the reporting agencies which assists in improving your credit score. Providing that you make your payments on time, your score will climb to a high enough level where you can apply for a standard card with normal interest rates. Remember, it is best to seek out offers than to respond to those which come in the mail.

Step 4) Begin to use Your Card

Once you have obtained a credit card you need to use it regularly and pay the balance off in full each month. Many who get a credit card for the first time will take advantage of the opportunity to get that stereo they have been wanting or some other consumable.

You should never use your new card instead of cash, especially while you are trying to build your credit. Instead your goal should be to use your card to cover an expense that you normally pay cash for, like gasoline or perhaps your noon meal. Instead of spending the cash, save it and use it to pay your charges in full when the bill comes in.

Be responsible with your card and you will realize your score rising each month. The higher the Credit Score the lower your interest will be on the next card you apply for and your odds for approval will increase drastically, to mention your borrowing power.

Step 5) Review Your Progress at Least Quarterly

After you have used your card responsible for 3 months check on your credit progress. Providing you have been responsible you will notice your score has increased. Check to insure that all of your payments are being reported accurately. If you find and errors now is the time to take action on them to correct them before your portfolio gets out of hand. Monitoring your report regularly allows to detect possible credit fraud in its early stages as well.

Step 6) Increasing Your Limit

As previously discussed, once your Credit Score reaches various levels and you have proven yourself to be a good risk you will flooded with numerous pre-approved offers, and as stated, these offers are not always in your best interest with many bordering on Predatory Lending. While it is your objective to increase your limit to a comfortable level, it is best to do the research yourself.

Another site we would like to direct you to is Credit-Card-Rates. info. They offer detailed non-bias reviews on over 130 credit cards from leading providers such as American Express®, Discover®, Bank of America, Chase®, and more.

They also provide a pre-qualifying questionnaire that does not ask for specific personal information nor is any information gathered whatsoever. Once submitted the questionnaire returns all of the possible cards you qualify for. Each one links to a non-bias detailed review of both the pros and cons of the card's benefits and rewards. Convenient online application is just one click away.

When using the questionnaire it is in your best interest to answer the questions accurately as it does provide an accurate result to the cards you qualify for. This will help you to keep from getting negative hits on your report for applying to cards you don't qualify for yet.